Emergency savings planning
Build an adequate emergency savings account.
For Millennial FamiliesPlan your future.
Plan your future.
Protect your present.
Fundamental financial planning designed to help millennial families build stability, protect income and make confident long-term decisions.
Featured presentation
Build a stronger financial foundation.
See how coordinated financial planning can help you protect today while preparing for tomorrow.
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Plan your future. Protect your present.
Fundamental financial planning designed to help millennial families build stability, protect income and make confident long-term decisions.
Home-purchase planning
Plan to purchase a home that fits your finances.
Income continuation coverage
Protect your family with appropriate income continuation coverage.
Debt-protection planning
Protect your family from debt.
Living-benefit protection
Protect your family from unknowingly overpaying for health insurance coverage.
Paycheck and tax planning
Plan to increase your take-home pay by reducing taxes.
A complete family-focused plan
Broad guidance. Built around you. No planning fee.
Plan & Protect brings the financial priorities of a millennial family together so planning and protection decisions support one another instead of being handled separately.
All the essentials together
Take-home pay, taxes, homeownership, retirement timing, emergency savings, income continuation and health coverage are reviewed as one connected plan.
Designed for your household
Your recommendations reflect your family, finances, goals and the specific gaps or opportunities uncovered during the review.
Planning without a fee
There is no separate charge for the Plan & Protect review, and you remain free to accept or decline every recommendation.
How compensation works
You choose whether a solution moves forward.
If we identify an appropriate product or service that strengthens your plan or corrects a deficiency, the provider partner compensates us only when you choose to implement it. We do not charge you a separate planning fee.
Living-benefit protection
Six reasons millennials choose living benefits protection with a death benefit.
Living benefits can provide access to policy benefits during qualifying health events—while death-benefit protection helps provide financial support for the people who depend on you.
Access money for a critical illness
3% per year
Colorectal cancer incidence rose by about 3% annually among U.S. adults ages 20–49, according to the 2026 report. The analysis uses cancer-registry data through 2022.
American Cancer Society · March 2, 2026Access money for a critical injury
$25.15 billion
Estimated annual productivity losses from nonfatal injuries among U.S. adults ages 18 and older—not millennials alone. The 2025 study estimated the national burden for 2023.
CDC researchers / American Journal of Preventive Medicine · 2025Help pay for long-term chronic illness
59.5%
of adults ages 18–34 reported at least one chronic condition in 2023. This younger-adult group includes some millennials; conditions measured include obesity and depression.
CDC · April 17, 2025 study; 2023 dataAccess benefits for a terminal illness
No. 1
Colorectal cancer is now the leading cause of cancer death among Americans under 50, according to the 2026 report. This is a mortality ranking, not the chance of a terminal diagnosis.
American Cancer Society · March 2, 2026Use the money for more than medical bills
32%
of privately insured U.S. adults ages 19–64 were paying off medical bills or debt over time. This working-age figure includes millennials and comes from a 2025 survey.
Commonwealth Fund · September 17, 2026; 2025 surveyProtect your family if you die
54 million
Gen Z and millennial adults combined recognized that they needed life insurance or more coverage, according to the 2025 Insurance Barometer Study.
LIMRA & Life Happens · June 25, 2025Statistics describe the populations and years shown; age-based figures are not millennial-only estimates. Health conditions in these studies do not automatically qualify for policy benefits. Living benefits, death benefits, eligibility and available amounts depend on the policy, qualifying event and current carrier terms.
Built around your family
Today’s plan should protect the people and possibilities that matter tomorrow.
Practical planning can help a growing family strengthen savings, prepare for homeownership, protect income and build toward long-term goals.
Connected planning
One decision can affect the rest of your financial life.
Plan & Protect is part of the Imagine Financial family, making it easier to connect this need with your broader goals.
- Begin with a conversation about your goals
- Review the options that fit your situation
- Coordinate related financial priorities
- Move forward with a practical next step
Let’s talk
Ask about Plan & Protect.
Contact Paula or Dean for a personal conversation about your goals and available options.
Email the Loux teamProduct availability and eligibility vary. This content is educational and does not constitute tax, legal or investment advice.
